TCT Risk Solutions is excited to announce the launch of their real time ALM Simulation tool.

Click Watch Now below to see a demonstration of the tool.

For more information contact us at (208) 939-8366


TCT Risk Solutions, LLC has the tools to help credit unions prepare for what may be the most critical regulatory change in two generations.

Your credit union will be impacted by CECL

CECL will have a significant impact on many credit unions in their operations and their profitability. Surveys show that approximately 75% of financial institutions have not prepared for CECL. CECL takes effect the end of 2020.

Your credit union is expected to account for the risk in its loan portfolio

Credit unions can look to TCT Risk Solutions, LLC (TCT) for the management tools and policy assistance needed to effectively manage the risk in their loan portfolios.

Most credit unions have been pretty successful increasing their loan portfolios in the past five years. This growth could be positive (or negative) depending on how the risks in current loan portfolios are managed.

Credit risk in existing loan portfolios needs to be managed through two primary means – in policy and in practice.

Managing Risk through Policy