Earnings

TCT Risk Solutions is excited to announce the launch of their real time ALM Simulation tool.

Click Watch Now below to see a demonstration of the tool.

For more information contact us at (208) 939-8366

 

The Sleeping Dragon: Preparing to Battle CECL

CECL will be the biggest regulatory change in the last 30 years.

 

October 18• 2017 

11 am PT • 12 pm MT • 1 pm CT • 2 pm ET

 

You and the key people in your credit union are invited to join TCT on October 18, 2017 at 2 p.m. (ET) and learn about cutting-edge strategies to meet regulatory expectations and achieve growth and profitability objectives.

 

Highlights:

 

Do You Know Your Credit Union's Vital Signs?

Are you chasing the wrong problems?

September 06 • 2017 

11 am PT • 12 pm MT • 1 pm CT • 2 pm ET

You and the key people in your credit union are invited to join TCT on September 6, 2017 at 2 p.m. (ET) and learn about cutting-edge strategies to meet regulatory expectations and achieve growth and profitability objectives.

Highlights:

Dividend Payout Ratio: Connections To Deposit Pricing

Wednesday, May 10

11 am PT • 12 pm MT • 1 pm CT • 2 pm ET

 

Far too many credit unions set their rates and prices according to their competitors. Pricing any service according to the competition will almost always get any credit union into trouble. If you are setting your deposit rates according to your competitors – you are not managing your interest margin effectively.

 

Takeaways:

 

 

 

Credit unions are expected to manage Interest Rate Risk (IRR). However, the recommended NEV model has gassed out. Our recommendation is that CEOs now employ a simulation model (EAR) versus the NEV model. Here’s why.

 

Will Rising Rates Throw Your Credit Union Into the Red?

If your credit union is not using the right management tools, rising interest rates could lead to unprofitable operations.

Managers and boards are now facing the dilemma of rising rates

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