Management Quality

 

Will the Nightmares of 2008 Return in 2018?

TCT’s Services Help Managers Sleep Better at Night

 

January 10, 2018

11 am PT • 12 pm MT • 1 pm CT • 2 pm ET

 

You and the key people in your credit union are invited to join TCT on January 10, 2018 at 2 p.m. (ET) and learn about cutting-edge strategies to meet regulatory expectations and achieve growth and profitability objectives.

 

Highlights:

 

The Sleeping Dragon: Preparing to Battle CECL

CECL will be the biggest regulatory change in the last 30 years.

 

October 18• 2017 

11 am PT • 12 pm MT • 1 pm CT • 2 pm ET

 

You and the key people in your credit union are invited to join TCT on October 18, 2017 at 2 p.m. (ET) and learn about cutting-edge strategies to meet regulatory expectations and achieve growth and profitability objectives.

 

Highlights:

 

Do You Know Your Credit Union's Vital Signs?

Are you chasing the wrong problems?

September 06 • 2017 

11 am PT • 12 pm MT • 1 pm CT • 2 pm ET

You and the key people in your credit union are invited to join TCT on September 6, 2017 at 2 p.m. (ET) and learn about cutting-edge strategies to meet regulatory expectations and achieve growth and profitability objectives.

Highlights:

The NEV Trend is Running on Fumes

Modeling your Credit Unions Future

August 9 • 2017 (rescheduled for August 23)

11 am PT • 12 pm MT • 1 pm CT • 2 pm ET 

Highlights:

Presentations from regulators to discuss the use of Value of Risk (NEV) and Earnings at Risk (EAR) in the management of CU IRR. An interagency directive from the OCC (Office of Comptroller Currency) "Encourages all financial institutions to use income simulations." 2012.

 

Wednesday, June 14

11 am PT• 12 pm MT • 1 pm CT • 2 pm ET

Learn How TCT Helps Assure Your Credit Union is Compliant and Effective

TCT provides the tools and services to assure your ALCO meets the standards expected by regulations and contributes to the risk management process.

 

Takeaways:

Dividend Payout Ratio: Connections To Deposit Pricing

Wednesday, May 10

11 am PT • 12 pm MT • 1 pm CT • 2 pm ET

 

Far too many credit unions set their rates and prices according to their competitors. Pricing any service according to the competition will almost always get any credit union into trouble. If you are setting your deposit rates according to your competitors – you are not managing your interest margin effectively.

 

Takeaways:

 

 

 

Credit unions are expected to manage Interest Rate Risk (IRR). However, the recommended NEV model has gassed out. Our recommendation is that CEOs now employ a simulation model (EAR) versus the NEV model. Here’s why.

 

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