Capital Adequacy


NCUA is revising their examiner’s guide - redefining the thresholds used in the exam process to categorize a credit union’s Interest Rate Risk (IRR) and determine potential risk to NCUA’s share insurance fund.  NCUA will be using a standardized Net Economic Value (NEV) test during examinations.   For many credit union managers, this change could present some challenges and cause them to question their existing IRR testing models. Learn about: